Driving Law

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No Insurance Offences

If you or a loved one have been accused of any motoring offence, talk to one of our driving law specialists today. Make an online enquiry with our expert Motoring Offence Team or Call 0208 437 0731

The area of law relating to Road Traffic Legislation and driving without insurance, is extremely complicated, therefore it is vital that you seek the advice of a specialist.

How MTA Solicitors Driving Law Defence Team Can Help You

MTA Solicitors LLP have an experienced team of Driving Law solicitors and advisors who specialise in defending motoring allegations, and we successfully represented motorists from anywhere in England and Wales.

We have particular expertise in defending motorists who have been accused of driving without insurance, and after examining your case, our motoring offence solicitors will quickly find any possible defences and identify if a "special reasons argument" exists. We will then give you a frank judgement on your chance of success.

We strive to accomplish a victorious outcome in every case and we have a fierce reputation in doing so. But If the courts insist on penalty points, a driving ban or a fine we can be on hand to make sure a fair result is obtained.

Whatever your situation may be, our dedicated driving law solicitors are on hand to guide you through the right course of action and provide straightforward, clear-cut and realistic legal counsel and assistance.

Free no obligation driving law advice

MTA Solicitors believe in accessible, free legal advice for all. In every case, our initial guidance is completely free and, of course, strictly confidential. We offer a free 15 minute consultation where we will assess your situation, and apply the correct course of action, tailored to suit your needs.

New Driving Law Information

The “Special Reasons Argument” is explained further in our free, downloadable Driving Law Advice Guide under the Driving without Insurance section, but our expert solicitors are happy to speak to you right now to explain what we can do to help. Call now on 0208 313 5117

You may also find these UK Driving Law information sites useful:

  • Penalties For Motor Vehicles Without Insurance, From: Direct.Gov.UK

What Is The Definition for Driving Without Insurance?

It is a criminal offence to use, or let someone else use, a vehicle with no valid insurance. The law states that a person must not “use” a motor vehicle on a road or other public highway unless you have at least third party insurance in place. If you are caught driving without insurance it can be punishable by 6-8 Penalty Points, a Discretionary Disqualification and a Fine of up to £5000.

Misconceptions of Insurance Offences

Many people get caught out with insurance offences because they think their fully comprehensive insurance policy covers them to drive a vehicle owned by another person with their permission.

However, a lot of fully comprehensive insurance policies do not actually have this type of cover. This is sometimes called Permitting No Insurance and it is imperative that every time you drive either your vehicle or someone else’s that you are actually insured. It is also an offence to allow a person to drive your vehicle if they do not have insurance covering them for your vehicle.

Penalties For Driving Without Insurance

6-8 Penalty Points, a Discretionary Disqualification and a fine up to £5000.

For all RTA enquiries please call us now on : 0208 313 5116

Driving without Insurance